Look at Banking on your own mobile?

Look at Banking on your own mobile?
06-10-2020

Look at Banking on your own mobile?

There is a software for that!

Install our CUA Cellphone Banking App today.

It’s a banking that is optimised for the mobile, that’s secure, effortless and convenient.

This account doesn’t make interest.

CUA Daily Snap Account

This account will not earn interest.

CUA Daily Youth Account

This account will not make interest.

Everyday 55+ Account —> 0.01%p.a. —> 0.45%p.a. —> 1.30%p.a. —>

CUA Daily 50+ Account

Conditions: Funds can be found on call. Interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. regarding the percentage of the total amount over $50,000.

CUA Daily Company Account

Conditions: Funds can be found on call. Interest percentage is calculated daily on entire balances and paid half-yearly.

All balances make 0.01% interest.

Savings & Term Deposits

Term Build Up

Conditions: Minimal investment $5,000. Interest rates are calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner associated with term deposit must certanly be either a person aged 55 years or higher, or a brilliant Fund/Trust, where in fact the Trustee is a person aged 55 years or over.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgage Loans

All loans are susceptible to CUA’s normal financing policy. Charges and fees use. Relate to Schedule of charges pamphlet. Conditions connect with ‘new company just’ provides. Interest levels take a per year basis and so are susceptible to change.

Housing Finance Owner/Occupier & Household Investment

Adjustable Prices

Fixed Rates

Residence Loan Information Show content

* contrast rate determined on a $150,000 loan that is secured a term of 25 years predicated on monthly repayments. #Warning: This comparison price does work just for the examples offered and might perhaps maybe perhaps not consist of all charges and costs. Various terms, charges or any other loan quantities might end in a various comparison price.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard protection. Lower LVR limitations make an application for non-standard protection kinds.

# On termination for the period that is fixed loan reverts to your appropriate Standard Variable Principal & Interest payment price.

1 Achieve Variable can be acquired to a new comer to CUA mortgage loans just. Minimum loan amount $100,000. Maybe perhaps Not readily available for switching or restructuring of current CUA mortgage loans or even applicants for the next CUA mortgage loan completely authorized ahead of 7/11/2018. Optimum LVR restrictions use centered on standard safety kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 7/11/2018. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan contract will likely not change when it comes to life associated with the loan supplied you don’t differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may alter.

2 offered to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Offers perhaps perhaps perhaps not readily available for switching of current CUA mortgage loans or even candidates for the next CUA mortgage loan completely authorized ahead of 04/07/2018. Optimum LVR restrictions apply according to standard safety kinds.

3 Principal and interest (P&I) repayments just. Perhaps Not readily available for construction purposes.

4 re re Payments are designed on a pastime just foundation for very very first year. After one year loan will return into the appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast price according to a 12 interest only period and P&I for balance of the term month.

5 optimum interest just amount of a couple of years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration regarding the interest period that is only will return to your appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices according to a 24 and 60 thirty days interest just duration correspondingly and P&I for balance for the term.

6 re re re Payments are designed on a pastime just foundation for very first year. After one year loan will return towards the Accelerate that is relevant Variable repayments rate. Contrast price according to a 12 thirty days interest just duration and P&I for stability regarding the term.

7 interest that is maximum amount of a couple of years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. At expiration associated with interest period that is only will return towards the appropriate Accelerate Variable advance payday loans online Bristol P&I repayments rate. Contrast prices centered on a 24 and 60 thirty days interest just period correspondingly and P&I for balance of this term.

8 Achieve Variable can be obtained to a new comer to CUA mortgage loans just. Minimal loan amount $250,000. Not designed for switching or restructuring of current CUA mortgages or to applicants for the next CUA mortgage completely authorized just before 02/08/2019. Optimum LVR restrictions use predicated on standard protection kinds. Posted interest levels and discounts applicable and available to mortgage loans submitted on or after 02/08/2019. Rates of interest and discounts can vary by loan purpose (owner occupied and investment) and by repayment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter for the lifetime for the loan supplied that you don’t differ your loan contract. In the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

9 Achieve Variable is present to a new comer to CUA mortgage loans just. Minimal loan amount $500,000. Maybe maybe maybe Not designed for switching or restructuring of current CUA mortgages or even to candidates for the next CUA mortgage loan completely authorized just before 14/11/2019. Optimum LVR restrictions use according to standard protection kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 14/11/2019. Rates of interest and discounts can vary by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan contract will perhaps not change when it comes to full life of this loan supplied that you don’t vary your loan agreement. If you differ your loan (as an example, changing the loan repayment or purpose kind), the prices and discounts may alter.

8 Achieve Variable is present to new to CUA mortgage loans just. Minimum loan quantity $150,000. maybe perhaps Not designed for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage loan fully authorized ahead of 1 April 2020. Optimum LVR limitations use predicated on standard protection kinds. Posted interest levels and discounts available and relevant to mortgages submitted on or after 1 2020 april. Rates of interest and discounts can vary by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to lifetime associated with the loan supplied you may not differ your loan agreement. If you vary your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

15 major and interest (P&I) repayments just. Maybe maybe maybe Not designed for construction purposes.

16 optimum interest just duration of two years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. Interest just duration must align to the rate period that is fixed. At expiration associated with the interest period that is only will return into the appropriate Standard Variable P&I repayments price. Contrast prices according to interest limited to the fixed term and relevant P&I for stability associated with term.

17 re Payments are manufactured on a pastime just foundation for very first year. After one year loan will revert towards the Standard that is relevant Variable repayments price. Contrast price predicated on a 12 thirty days interest just duration and p&I that is relevant stability of this term.